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A Second Chapter Program

A Year From Now

A guided year-end reflection for women who want to understand their patterns and care for one financial or personal priority. Begin with prayer and practical understanding, then choose one manageable action to carry into the new year.

The Practice

Prayer, reflection and one action.

I water what I have. I protect my peace.

Make time to understand your year.

Use this reflection if you want to look back on your year with faith and honesty, then make a practical plan. You do not need a finished set of goals. Begin with the circumstances you are living in now.

Every Second Chapter program rests on the same principle: understand something practical first, then do something specific. Learning alone rarely changes a situation. A clear decision, carried out, can.

The end of a year is a natural pause. A Year From Now turns that pause into a practice: look back with compassion, take honest stock of where you are, and choose one priority and one action to carry forward.

The exercise below is ready to use without joining a list. It has nine prompts across five printable pages, with instructions and space for handwriting. Read it on screen, print the exercise or answer in your notebook. Allow about an hour and keep the finished plan for your check-in date.

The Four Movements

How the program unfolds.

The prompts follow this order so your action grows out of what you learn about your life. This is a faith-rooted reflection and planning program, not financial, legal, medical or therapeutic advice. No outcome is guaranteed.

Movement I

Prayer

Begin by being still.

Before you plan anything, make room to be honest with God and with yourself. Give thanks for what carried you this year, and surrender what you can't carry into the next.

Movement II

Guided Writing

Tell yourself the truth, kindly.

Review one experience and a repeated pattern from your year. Describe what happened, what you could influence and what you learned. Use an actual example before deciding what needs to change.

Movement III

Stewardship

Water what you already have.

Look at what is already in your hands: your time, money, home, health, gifts and relationships. Choose one financial or personal stewardship priority that needs more care, and consider a habit or commitment you need to reconsider.

Movement IV

One Action

Follow through on one specific thing.

Choose an action tied to your priority that you can do with your current resources. Give it a start date, an observable measure of completion and a check-in date to review what happened.

I water what I have. I protect my peace.

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My Year-End Reflection

Allow about an hour with these pages or your notebook. Read each instruction, pray and answer in order. Begin with your actual year, choose one financial or personal stewardship priority and finish with one action. You can pause and return. Your handwritten answers stay with you and are not collected.

Name (optional)

Reflection date

01 · Prayer

What am I grateful for from this year, and what am I ready to surrender?

Begin with a quiet prayer. Thank God for something specific. Name a worry or burden you want to bring to Him, and ask for wisdom about what needs your attention.

02 · Guided Writing

What did this year ask of me? What did I learn about myself?

Choose one experience from your actual year. Describe what happened, what you needed and how you responded. Separate what you could influence from what was outside your control.

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Review your patterns and resources

03 · Guided Writing

Where did I keep a promise to myself, and where did I struggle to follow through?

Review a repeated pattern using one concrete example. For instance, if you meant to review bills but kept putting it off, describe when it happened, what got in the way and its effect. This is an example, not an assumption about your life.

04 · Stewardship

What is already in my hands that I want to care for better next year?

Consider your time, money, health, home, gifts and relationships. Name an existing resource and the care it needs. Use what you noticed in your review rather than adding a new obligation.

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Choose one stewardship priority

05 · Stewardship

What habit, pattern, commitment or belief do I need to release or reconsider?

Name one thing that makes caring for your resources harder. Write a boundary or adjustment you can make yourself, such as pausing before agreeing to another commitment. Do not make your plan depend on changing someone else.

06 · Stewardship

What is my one financial or personal stewardship priority for next year?

Choose one area, then explain why it needs care. Examples include understanding your monthly bills or protecting time to rest. Keep the priority narrow enough that you can name a useful first action.

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Understand it and choose an action

07 · Stewardship

What do I now understand about this priority that I could not see a year ago?

Connect your priority to the example you reviewed. Write what information you have, what you still need to find out and what is realistic with your current time, money and energy. Pray for discernment before deciding.

08 · One Action

What one specific, manageable action will I follow through on?

Write an action you can do yourself. For example: list my bills and due dates in a notebook for 20 minutes on Saturday. Name the task, what you need and a smaller version you could do if your day changes.

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Make your plan and return to it

09 · One Action

When will I start, how will I measure completion and when will I check in?

Copy your action into your calendar. Choose a start date and a check-in date after it. Make the measure observable, such as a completed list of bills, rather than a feeling or a guaranteed outcome.

My one action

Start date and time

What will count as completion

Check-in date and time

My A Year From Now Statement

A year from now, I intend to be a woman who…

Complete the reflection

Read your priority and action aloud, pray over your plan and keep these pages somewhere you can return to. On your check-in date, record what you did, what got in the way and whether the next step needs to be smaller. Use the back of a page or your notebook for that review.

A Year From Now is a faith-rooted reflection and planning program, not financial, legal, medical or therapeutic advice. No outcome is guaranteed. The optional program waitlist is separate from this exercise.

I water what I have. I protect my peace.

In Planning

A virtual year-end session on December 31, 2026.

We’re planning a virtual session to walk through this reflection together on the last day of the year.

Format and RSVP details will be announced. There is nothing to book yet.

The independent reflection above is available now. You can complete it without attending a session or joining the waitlist.

A Year From Now Waitlist

Join the waitlist for A Year From Now opening updates. We save your name, email and explicit consent privately for this program. A saved request shows an acknowledgement here. This is not an RSVP or a reserved place, and joining is not required to use the reflection.

A year from now begins with what you do next.